What is a Soft Credit Inquiry?

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We utilize a soft credit inquiry for our screening reports. This means that the inquiry will not damage the applicant’s credit score or leave any mark on the credit reports.

Soft inquiries occur when an individual checks their own credit or when a company checks their credit for background check or pre-approval purposes. Unlike hard inquiries, soft inquiries do not damage your score. Applicants come to our site and request the reports themselves. They then authorize the requesting agent/owner/landlord to view the reports, which allows them to be a soft inquiry. 

For more information about hard vs. soft inquiries, click here.

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