Can I still complete an application if I do not have any credit?

Q: Can I still submit an application even without any credit?

I know I do not have any credit, but I would still like to submit an application.

A: Yes, you can.

Solution: While it is great to be aware of your own credit situation, an official form stating as much from a credit bureau will go a long way. Even if you do not have any credit, submitting your reports with an application will provide the requesting agent with an official form stating that there is no credit information. It may help to let the agent know before submission as well.