RentSpree’s Credit Reports are provided by TransUnion SmartMove. Included in each credit report is a credit score, fraud indicators, open tradelines, loans, payment timeliness, and other various credit information. You can access the reports from from any device with an internet connection as well as print/save them as a PDF.
SmartMove utilizes a soft credit inquiry, which doesn't damage the applicant's credit score whatsoever. In comparison, most in-house lenders used by REALTORS® utilize a hard credit inquiry, which can damage credit scores by up to five points.
The SmartMove reports are easy to access and read, as everything is clearly labeled and identified. In addition, credit score factors, record counts, and derogatory items give you more context than the credit score itself.