TransUnion has over 40 years of trusted experience and is a safe, secure way to screen tenants. Once the applicant submits, the reports are generated and provide a detailed screening package which includes a credit report, criminal background check, and 49 state eviction history.
TransUnion Credit Report
Included in each report is a Resident Score (which is similar to a FICO score), fraud indicators, loans, late payments, and more. TransUnion utilizes a soft credit inquiry, which doesn't damage the applicant's credit score whatsoever. In comparison, most in-house lenders perform a hard credit inquiry, which can damage credit scores by up to five points. The credit report covers all 50 states as well as some U.S. territories (Guam, Puerto Rico, U.S. Virgin Islands, and the District of Columbia).
TransUnion Criminal Background Check
Criminal background checks are provided by TransUnion. TransUnion accesses nationwide databases including the National Sex Offender Registry, Most Wanted databases, and the U.S. Office of Foreign Assets Control (OFAC) as well as state court records and criminal background databases across 18 states: AK, AZ, AR, FL, IL, IN, MN, MS, NC, ND, OH, OR, PA, TN, TX, UT, WA, and WV. Information from the National Sex Offender Registry and Most Wanted databases is available for all states.
TransUnion Eviction Related Proceedings
Evictions are no fun for everyone involved. That's why a 49 state Eviction Related Proceedings report is included. Every eviction report reveals tenant judgments for possession and money, unlawful detainers, tenant judgments for rent, failure to pay rent, and writs and warrants of eviction. Eviction Records are provided by TransUnion. This means you will have access to eviction records that span over 49 states (including Washington D.C.) and U.S. Territories (Guam, Puerto Rico, Virgin Islands, and District of Columbia) that include over 25+ million evictions nationwide. (NY is the only state that restricts eviction reports from being ran)