Sample Document: TransUnion Screening Reports

TransUnion has over 40 years of trusted experience and is a safe, secure way to screen tenants. Once the applicant submits, the reports are generated and provide a detailed screening package which includes a credit report, criminal background check, and 49 state eviction history.

TransUnion Credit Report

Included in each report is a Resident Score (which is similar to a FICO score), fraud indicators, loans, late payments, and more. TransUnion utilizes a soft credit inquiry, which doesn't damage the applicant's credit score whatsoever. In comparison, most in-house lenders perform a hard credit inquiry, which can damage credit scores by up to five points. The credit report covers all 50 states as well as some U.S. territories (Guam, Puerto Rico, U.S. Virgin Islands, and the District of Columbia).

TransUnion Criminal Background Check

Criminal background checks are provided by TransUnion. TransUnion accesses nationwide databases including the National Sex Offender Registry, Most Wanted databases, and the U.S. Office of Foreign Assets Control (OFAC) as well as state court records and criminal background databases. For a list of states that will provide results, please refer to the following article: Screening Restrictions and Limitations

TransUnion Eviction Related Proceedings

Eviction Related Proceedings are compiled from public landlord/tenant court records and are provided by TransUnion. They have been filtered for quality using identity checks and search logic to ensure the report is as accurate as possible. Please note that eviction records can only go back 7 years.

To learn how to print and save your screening reports, click here.