FAQ: What are Extended Fraud Victim Alert on File - TransUnion Fraud Indicator?

You may see an extended fraud alert listed under Consumer Statement on an applicant's credit report

Under the Fair and Accurate Credit Transactions Act (FACTA) provisions, if you are a victim of identity theft, you are permitted to place an extended fraud alert on your personal credit file for seven years at your request.

You can remove the extended fraud alert at any time before the end of the seven-year period if you request removal in writing and provide proof of your identity at the time of your request.

If you are an applicant that has placed an Extended Fraud Alert on your account, we advise you to let your agent know before submitting it on our site.  

If you are an agent and want to know more about Fraud Victim Alerts, click here or call TransUnion at (833) 458-6338.