What is Credit Builder?

Credit Builder reports your on-time rent payments made through RentSpree to TransUnion, which can help you build your credit history. About 75% of renters see their credit score improve when on-time rent is reported.

What gets reported

Only positive data. RentSpree reports your on-time rent payments to TransUnion. If you miss a payment in a given month, nothing is reported that month, so it won't hurt your score.

When it shows up

After you opt in, it usually takes 2 to 8 weeks for reported payments to appear on your credit report.

Will my score go up?

We can't guarantee a specific increase. Your score reflects many factors, so reporting rent helps but doesn't guarantee a higher score on its own.

Dispute reported data

To dispute the accuracy of rent data reported to TransUnion, email support@rentspree.com.

To turn Credit Builder on, see how to opt into Credit Builder. To turn it off, see how to cancel Credit Builder.